We need to talk about Money

We need to talk about Money

You must gain control over your money or the lack of it will forever control you.
— Dave Ramsey

From the very first time I heard this quote, it resonated deeply within me, simply because it perfectly spoke to my constant passion to educate both myself and others about their money, essentially helping as many people as possible to take control of their financial situations.

We need to talk about money

In modern British society, money is strangely both an obsession and a huge taboo.  In fact according to research by clever buds at University College London, Brits are more likely to let you in on their bedroom secrets than give you an indication about the figures on their wage slips.

So why the coyness when it comes to talking about our cash?  Perhaps conversations involving money seem somewhat loaded, and littered with potential conflict, competition, and even embarrassment.  While understandable this reluctance to discuss money can also be quite damaging.  Regardless of our professions, personal situations, and personal attitudes about money, the truth is that money is a necessary element of our lives, and lack of knowledge about it can lead to a lack of control, which could lead to some truly catastrophic money mistakes.

However there is light at the end of the tunnel.  A recently aired BBC Radio Four show revealed that money habits are formed by age seven, and to address this, Financial Education is now being taught in schools. Although the very same show found that only 40% of students are actually benefiting from this.  Furthermore, many of us millennials are also shrugging off the “one does not talk about money attitude”.  After all, we have to find a way to budget for all of the avocado toast we’re apparently eating. 

Millennials feel more comfortable talking about money

Millennials feel more comfortable talking about money

While attitudes do seem to be changing, we should absolutely not rely on what I will call, “herd knowledge.”  I’m a great believer that habits can be changed at any age, and that with the right education and coaching, ANYONE can take the steps to financial control.

So here is what we are going to do, we are going to join in the financial education revolution, and ensure financial education for better living at all ages:

Go into schools to share and educate the young ones on these issues

Provide free articles/blogs on financial and money matters and also capture topical issues

Provide financial educations packages for those that are keen to have a more personal and bespoke educational experience.

Reading List

Some great books about money habits, money mindset and general education on money are set out below.

1. Money: Know More, Make More, Give More by Rob Moore

2. The Rules Of Wealth by Richard Templar


Join the moneynoters on this financial education revolution!


Personal Debt - The Christmas Hangover

Personal Debt - The Christmas Hangover