How I Invest For My Peace Of Mind - Part I

Here at MoneyNotes I’m all about calling DIBS (debt, investing,budgeting and savings) on better living and focusing on achieving financial and emotional wellbeing.

While dealing with our debts, making and sticking to a budget and building up our savings will all make a huge difference, when it comes to growing our money, investing is where it’s at.

Five Proven New Year Goals For Financial Success - Twenties

The New Year resolution and goals have become so clichéd. With most of these goals quickly discarded before the end of the first month.

However, I believe there is power in at least trying to follow a different path of self-improvement and ultimately better living. Resolutions and goals are usually varied and cuts across different areas of your life. So my focus will be to help you set the financial aspect of your goals.

Importance Of Life Insurance - A Focus On Nigeria

An unexpected death of a loved one can be absolutely devasting and is always long lasting, as was the case when I lost my dad at a very young age growing up in Nigeria.

The financial impact can also be significant in the case where the person is the main provider of financial support for the family. Therefore, having a life insurance policy helps provide financial continuity and stability for your family after such an event.

Why paying off your mortgage early will negatively impact your net worth

There is a growing trend of setting goals to target financial independence and retire early. It also feels like the first rule of achieveing this is to payoff your mortgage. Well, if you pay off your mortgage quicker you can have freedom and control over how you work and your life. Those that chase financial independence or financial freedom often site this as one thing to focus on.

As someone that has worked in the investment industry for over a decade, it still leaves me thinking if this is really the most efficient outcome for your net worth over time.

Six Actions Guaranteed To Get You Into Debt

Debt is one thing that is big on our priority and mission at MoneyNotes. We are well aware that the impact of money difficulties or debt reach beyond financial into stress and mental health.

As such we have been thinking of how to help our MoneyNoters and rather than add to the already large volumes of content out there about how to get out of debt, we thought we explored actions that get us into debt.

Best Christmas Present Ever - #FoodBankAdvent

The days are getting shorter, the nights are getting darker and we’re rapidly approaching the holiday season. For so many of us this means some indulegnce and parties. It likley also means agonising over what perfect present to hand over to your loved ones, or who even makes the cut for the present list. This is always lovely and often a big part of the holiday season. However, this year I’m going to ask everyone that can to do something a little bit different on top of their usual present giving - make a difference to someone you dont even know.

Investing For Beginners - Six Essential Steps

Financial freedom has been in the press a lot lately and I belive it is a great thing. It has been discussed in different guises as Financial Freedom, Financial Stability, The FIRE Brigade or just simply FI - Financial Independence. One theme that is common to all of these is that you will need to invest your way to these goals.

Double Up! - Get Rich Quick or Nought

Have you ever heard the phrase ‘if it sounds too good to be true it probably is?’ Wise words, and certainly true when it comes to promises of making fast money investing. Doubling your money, and making fast cash is always going to be a tempting offer, and it’s easy to see why many people are keen to start dipping their toes into investing.